Empowering Veterans with Tailored Home Financing Options
Achieve Your Homeownership Dreams with Swiftly Loans Inc.
At Swiftly Loans Inc., we proudly stand by our veterans and active military members, offering tailored VA loan options to help them achieve their homeownership dreams. Our comprehensive suite of VA loan products is designed to meet the unique needs of those who have served our country, providing flexible and accessible financing solutions.
VA Loans
Our VA Loans are designed to provide veterans and active military personnel with the opportunity to purchase or refinance a home with competitive terms. We offer:
- Loan Amounts: Up to $4 million
- Credit Score: 580+ FICO score
- Loan-to-Value (LTV): Up to 100%
- Property Types: Single-family primary residences, single- and multi-wide manufactured homes, co-ops, condos, PUDs, and One-Time Close New Construction loans
- Additional Features: Escrow waivers and Temporary Rate Buydowns are available
Whether you’re purchasing a new home or looking to refinance, our VA Loan options provide the flexibility and support you need.
VA Premier Program
For those with higher credit scores, the VA Premier Program offers exceptional rates and terms:
- Loan Amounts: $125,000 up to county loan limits, with jumbo options available up to $4 million
- Credit Score: 640+ FICO score
- Loan-to-Value (LTV): Up to 100%
- Property Types: Single-family primary residences, single- and multi-wide manufactured homes, condos, and PUDs
- Additional Features: Escrow waivers and Temporary Rate Buydowns are available
This program is ideal for borrowers seeking the best possible rates and terms while still benefiting from the flexibility and advantages of a VA loan.
Jumbo VA Loan
For larger loan needs, our Jumbo VA Loan offers 30-year fixed options with generous terms:
- Loan Amounts: Up to $4 million
- Loan-to-Value (LTV): Up to 100%
- Property Types: Primary home purchases and cash-out refinances
- Build Period: 11-month maximum build period (deducted from the loan term)
- Payments: No monthly payments during construction
Please note that this product does not cover attached condominiums, cooperative properties, or temporary rate buydowns.
VA IRRRL (Interest Rate Reduction Refinance Loan)
The VA IRRRL allows you to streamline your existing VA loan into a lower interest rate with ease. Key features include:
- Loan Amounts: Up to $4 million
- Loan-to-Value (LTV): Unlimited
- Property Types: Primary, secondary, and investment properties, including single- and multi-wide homes, condos, and PUDs
- Appraisal: No appraisal required
To qualify for an IRRRL, you must meet the following requirements:
- You already have a VA-backed home loan
- You’re using the IRRRL to refinance your existing VA-backed home loan
- You can certify that you currently live in or used to live in the home covered by the loan
Products for California's Real Estate
VA Solutions from Swiftly Loans
At Swiftly Loans Inc., we are committed to providing veterans and active military personnel with the best possible home financing solutions. Our VA loan products are designed to offer flexibility, support, and exceptional value, helping you achieve your homeownership goals with confidence. Whether you're purchasing a new home, refinancing an existing one, or looking for specialized financing options, Swiftly Loans Inc. is here to assist you every step of the way.
