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Real Estate Investor Rental Income Mortgages

Empower Your Real Estate Investments with Flexible Financing

invest loan

Unlock the Power of Future Rental Income

Swiftly Loans Inc. offers a range of Investor Flex loan products tailored to help real estate investors expand their portfolios. Our Investor Flex Fixed Loans utilize prospective rental income to qualify, allowing investors to leverage their future rental income for financing.

Key Features and Benefits:

  • Loan Amounts & Terms:

    • Maximum Loan Amount: Up to $3 million
    • LTV (Loan-to-Value): Up to 80%
    • FICO Score: Starting at 640+
  • Closing Options:

    • Loans can be closed in an LLC (Limited Liability Company)
  • Gift Funds:

    • Allowed with specific contribution requirements based on LTV

Eligibility:

  • Property Types: Investment property purchases, rate/term refinances, and cash-out refinances
  • Number of Properties: Finance up to 20 properties
  • Reserve Requirements:
    • 3 to 12 months’ reserves required, depending on loan amount and number of financed properties
    • Additional reserves required for higher loan amounts and multiple financed properties
 

Products for California's Real Estate

Let Us Help You Grow Your Real Estate Portfolio

Unlock the potential of your real estate investments with Swiftly Loans Inc.'s Investor Flex Loan products.

Contact us today to explore flexible financing solutions that can help you achieve your investment goals.

Talk to a mortgage expert now!