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FHA Loan Solutions from Swiftly Loans Inc.

Your Path to Homeownership Made Simple

fha loan

We’re here to help you reach your goal Faster Swiftly Loans Inc. provides FHA loan options to help more borrowers achieve homeownership, even if they might not qualify for conventional financing.

Swiftly Loans Inc. is dedicated to helping more borrowers achieve the dream of homeownership through our comprehensive FHA loan options. Whether you’re a first-time buyer or looking to refinance, our FHA solutions provide flexible, accessible financing tailored to your needs.

FHA Loans

  • Flexible Qualification: Designed for borrowers with a 580+ FICO score.
  • High LTV Options: Offering up to 97.75% LTV.
  • Versatile Use: Available for primary purchases, rate/term refinances, and cash-out refinances.
  • Property Types: Includes single- and multi-wide manufactured homes, with jumbo loans starting at $1 over the conforming limit up to the FHA mortgage limit.

FHA Premier Program

  • Top-Tier Rates: Elevate your financing options with our premier rates and terms.
  • Broad Eligibility: Requires a 640+ FICO score and supports loan amounts from $125,000 up to county loan limits.
  • Diverse Property Options: Available for fixed-term mortgages on single-family primary residences, including single- and multi-wide manufactured homes, condos, and PUDs.
  • Rate Buydowns: Temporary Rate Buydowns available for added flexibility.

Products for California's Real Estate

FHA Refinance

FHA Rate-and-Term Refinances

  • Improved Terms: Designed to help borrowers improve their loan terms and potentially lower monthly payments.
  • Competitive Loan Amounts: Available up to the FHA mortgage limits with terms including 15- and 30-year fixed options.
  • Primary Residences: Tailored for refinancing your primary home.

FHA Cash-Out Refinances

  • Unlock Equity: Access up to 80% LTV with FHA cash-out refinance options.
  • Flexible Financing: Suitable for primary residences, offering competitive rates and terms to help you leverage your home's equity.

Explore the benefits of FHA loans with Swiftly Loans Inc. and take the next step toward achieving your homeownership goals.

Talk to a mortgage expert now!